HELOC & Home Equity

Access home equity while reviewing how a new obligation fits your budget.

Get personalized options ↗Call (610) 306-3244

Mortgage planning at a desk overlooking a home

How it works

HELOC & Home Equity loan overview

A home equity line of credit offers a revolving line secured by your home. A home equity loan generally provides a lump sum. Both are separate from a cash-out refinance.

Who may want to explore it

Homeowners exploring renovations or another defined expense.

Features to review

A HELOC can let you draw funds as needed within its terms.
An eligible second lien may let you keep your existing first mortgage.
Compare a line of credit, fixed home equity loan, and cash-out refinance.

Before you decide

HELOC rates and payments may change.
Your home secures the loan, and fees or closing costs may apply.

Compare the whole cost.

Ask for a personalized estimate with the rate, APR, monthly payment, cash to close, and program-specific fees. Terms and approval depend on your loan and lender review.

Request an estimate ↗